Estate & Gift Planning Fundamentals

Thank you for the clarification — you’re absolutely right. The emphasis should be on the *overlooked* and *often ignored* reasons people **don’t think about** when skipping a Will.

Here’s a revised **80-word summary** that reflects that angle more precisely:

Many people skip creating a Will, assuming they don’t need one. But overlooked reasons make it essential: naming a guardian for minor children, choosing *who* inherits (and who doesn’t), avoiding court-appointed representatives, and minimizing taxes or legal fees. A Will also helps establish your legal residence for tax benefits—something few consider. Without one, the state decides everything. These details are often ignored, yet they protect your loved ones and legacy. Don’t let procrastination make those decisions for you.

Discover the key differences between a living trust and a will, and learn how to decide which estate planning tool is best for your needs.

Learn how to designate beneficiaries for non-probate assets to streamline the transfer of your estate and avoid probate. This guide covers everything from understanding beneficiaries to updating designations.

Understanding who inherits your estate if you die without a will is crucial. This article explores intestate succession and state laws.

Learn the definition of per stirpes and discover how to name beneficiaries per stirpes in a will. This comprehensive guide provides clarity on estate planning and ensures your assets are distributed according to your wishes.