Answers to Your Prospects' Questions: Deferred Gift Annuities

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	1.	What are the benefits of a deferred gift annuity? By deferring the start of payments, you receive a higher annuity rate and a larger charitable deduction than an annuity paying you immediately could offer. If you are a younger donor in high-earnings years, a deferred gift annuity addresses two of your planning needs: a large income tax deduction today, and additional retirement income tomorrow. You can plan the payments from your deferred annuity to begin when you will need them, such as retirement or when your grandchildren will start needing help with tuition. You can establish a series of deferred annuities over several years, all scheduled to begin paying you when you retire, and paid for with funds you have already set aside for retirement saving.
	2.	I’m not sure when I’ll retire -- can I choose a flexible start date for my annuity payments? Yes, you can. You can set a series of alternate start dates in your deferred gift annuity contract, then choose the one that best fits your evolving work, health and family circumstances. Each start date will offer progressively higher payment rates. Your charitable deduction will be based on the earliest start date that your annuity contract provides for.

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Answers to Your Prospects' Questions: Deferred Gift Annuities

What are the benefits of a deferred gift annuity?

I’m not sure when I’ll retire -- can I choose a flexible start date for my annuity payments?

Ask Brian